Tip #106: Four Steps to Easy Holiday Shopping

1.  Have a Plan

• Make a list of WHO you are buying for
• Fill in HOW MUCH you are spending on each person**
• Fill in WHAT you are buying for each person

** If you really have no idea what to buy for a particular person, at the very least set a price limit.  That way you won’t be tempted to spend too much out of desperation.

2. Do your research

Spend a little time checking out the various options & brands available for each item you think you will buy.  Read the reviews, figure out some base prices, & make a list of at least your top 3 picks.  Narrow down the field so you know what to look for.  

3.  Tackle Black Friday like a pro

I am personally not a big fan of Black Friday shopping. I would much rather stay in my P.J.'s, drink my coffee, and save big bucks on Cyber Monday.  But that doesn’t mean I can't offer some tips:

• Develop a plan of attack   Know what time each store opens, and which “must-have” items are at each store.
• Know the store policies.  Bring a copy with you, if possible.
• Bring the store ads along.  This is useful for price matching.
• Get gift receipts!  You may need them later.
• Look for coupons ahead of time.  Save even more money!
• Compare prices online.  There is no sense fighting the crowds at 3am if you don’t have to.

4.  Shop online (refer to Tip #105)
I am a HUGE fan of online shopping!!  Besides clearance items and thrift store finds, I consistently find the best deals on-line.  The selection and prices just can’t be beat!!!!!!!!!